Insurance

Hey Gang - Trying to get the Spitsix together for the local annual British car show. My car is finally running after 30 years. Paint is not good. I just tried to get insurance so that I can register it (Jacksonville, FL). Grundy gracefully declined after I sent a picture. They said that they would insure it after full restoration was complete.

I am at the point where I don't care how it looks. I just want the pleasure of driving the car and need to put on some miles sorting it out. If I wait until paint and body work are completed - It will be another 20 years and I will be dead!.

Any other insurance thoughts?

Thanks

Scott

I insure my MGB with Farmers insurance, they didn't want to see it, they just said OK!

Dave

Have you contacted any of the other classic car insurers?

It's going to be a tough sell getting collector insurance with it looking like that. Don't take this wrong, please, but how much could it really be worth in that condition? $1500? $2500? You're not risking a whole lot of cash just putting liability on it for the time being.

That was my experience with my GT6. It was appraised very low when I bought it.

Of course that is all different now, but the first year I was terrified that if it was ever written off I'd lose money in the deal.

Also they may force you into the "hot rod" class because its not a stock machine.

I use Lant Insurance, but I don't know if they host US clients.

A.

My Healey is insured by Hagerty. All they wanted was a couple of pictures, and to know how much I wanted to insure it for. I bet geico or any of the regular insurers will insure it if you only want/need liability insurance.

I chose to use normal insurance on my Spitfires. Between low value (mine was uglier), not wanting the driving restrictions, and lack of a garage, it just wasn't worth the theatrics.

Got Insured by Heacock Classic Insurance. Very nice people. I sent the cars story, lots of pictures and a little over $100. I'm insured! Had the police come out and check the VIN # so it's off to new title and registration on Monday. Less then a week to go for the show. Just bummed that I couldn't take the time to go down to the 2009 Grassroots Challange!

Thanks - Scott

On a semi-related note, I do my classic car insurance through my usual agent. I pay the same price but get to deal with local people.