mistanfo
mistanfo Dork
3/20/10 9:05 a.m.

Got up this morning to go to a tech day with Chesapeake Area Roadsters, and my car had it's front tire on the grass. "That's funny" I said, I know that it was parked straight last night...

I will post pics later, but it looks like a pickup with wide tires caught it in the rear wheel well, and then proceeded up the door. She'll be written off, but thankfully is worth more than I have in her. Thankfully it happened BEFORE I spent time putting a suspension in her.

Marty!
Marty! HalfDork
3/20/10 9:23 a.m.

Anybody willing to bet it was a Dodge Ram truck?

Sucks though, I hope insurance makes it right.

mad_machine
mad_machine GRM+ Memberand SuperDork
3/20/10 9:29 a.m.

that seriously sucks.. My work scheadule either has me going to work at 5am or coming home from work at 5am... it is scary how many drunks I see at that time. I saw three in my 12 mile drive today

ZOO
ZOO GRM+ Memberand Dork
3/20/10 9:33 a.m.

That sucks -- but maybe you can take the pay out, and put the money back into it and make it even more fun.

Travis_K
Travis_K Dork
3/20/10 11:45 a.m.

I have seen to many cars totalled in hit and run accidents while parked on the street. I live in a court, but I wouldnt ever leave a car that i cared at all about on the street anywhere else.

kreb
kreb GRM+ Memberand Dork
3/20/10 11:51 a.m.

Well it could be worse. I crashed mine three weeks ago

mistanfo
mistanfo Dork
3/20/10 12:16 p.m.

Sadly, it's an off the path street, doesn't take you anywhere but the end of the road. I am guessing that someone down the street was entertaining, and let them leave inebriated. I DO have a '92 tub that I could transfer everything into, but it will depend on the buy back.

dean1484
dean1484 GRM+ Memberand Dork
3/20/10 3:17 p.m.

Sorry to here that.. . .. Any paint color left on your car? Wait you actually have collision of a 90 miata? Here in MA the amount you pay for that insurance would pay for a replacement every 2-3 years.

mistanfo
mistanfo Dork
3/20/10 3:39 p.m.

No collision. Uninsured motorist and comprehensive. Having a hard top stolen a few years back made it worth having the insurance, and it isn't much more than just having liability. Like an extra $100 a year.

Does anyone know what State Farm uses to determine value? NADA book?

integraguy
integraguy HalfDork
3/20/10 3:44 p.m.

When I wrecked my Civic about 15 years ago, State Farm was quite reasonable on value. The car was 6 years old, and had 125K miles, but I still got nearly 1/2 what I paid new...minus the purchase taxes. The adjuster said it would have been more but for the high mileage.

Keith
Keith GRM+ Memberand SuperDork
3/20/10 4:56 p.m.

Everyone here is thinking one word, but they're too sensitive to say it. Starts with "L", ends with "ocost".

Good luck with the insurance. That's not a fun thing to wake up to.

mistanfo
mistanfo Dork
3/20/10 5:17 p.m.

I raise your Locost with "rust". I wouldn't want to use this car as a basis for a Locost. The undercarriage is quite aweful. Not that I will mention that to the insurance co.

JoeyM
JoeyM Reader
3/20/10 5:29 p.m.
mistanfo wrote: I raise your Locost with "rust". I wouldn't want to use this car as a basis for a Locost. The undercarriage is quite aweful.

??? I didn't know the undercarriage mattered. I always thought the drive train and the rear suspension were what people used to make a miata-based locost.

Keith
Keith GRM+ Memberand SuperDork
3/20/10 5:39 p.m.

Zacktly. Rust = more Locosty. You don't even need the rear control arms if you're willing to fabricate your own. You need the engine, trans, diff, wiring, uprights/brakes, wheels - all no rusty stuff.

JoeyM
JoeyM Reader
3/20/10 6:10 p.m.

Then let the insurance write it off. Use the money for tubing.

Claff
Claff New Reader
3/20/10 7:53 p.m.

Argh sorry to hear about it. Just think, yesterday that car was in my driveway!

This just stinks. I speak from experience.

FWIW when my 96 got killed a couple years ago State Farm gave me slightly better than NADA value for it, something like $4700 for a car I bought for $4500 eight months before. They oughta treat you fairly. Buyback was more than I was expecting at the time, $700 or so if I recall correctly.

mistanfo
mistanfo Dork
3/22/10 10:29 a.m.

Well, I have a rental through April 5th. Looks like I'm going to Florida in a car with a non-retractable roof (at least, not as delivered from the factory). State Farm will be picking the car up tomorrow, and I might hear something by Friday (at which point, I will be heading to Florida...).

There is a chance that the car will be bought back, and parted out. If I had a garage, a Locost would be cool, but I would need a garage first. That would set me back way more than anything I am likely to see from the insurance.

JoeyM
JoeyM Reader
3/22/10 1:15 p.m.
mistanfo wrote: If I had a garage, a Locost would be cool, but I would need a garage first. That would set me back way more than anything I am likely to see from the insurance.

You should sell it, either here or at locostusa.....I'm sure you would find a buyer.

mistanfo
mistanfo Dork
3/24/10 4:40 p.m.

The good: 4200 value assigned. The bad: 1000 buy back. The good: paid 1000 for her The better: not turning in the hardtop that she came with at no penalty. Too bad it would ruin my challenge sell off budget.

Keith
Keith GRM+ Memberand SuperDork
3/24/10 6:15 p.m.

So, in other words you made a $3200 profit and got a good hardtop. Man, getting in an accident never works for me like that. You should tip the guy that hit it.

foxtrapper
foxtrapper SuperDork
3/24/10 6:42 p.m.
mistanfo wrote: Well, I have a rental through April 5th. Looks like I'm going to Florida in a car with a non-retractable roof (at least, not as delivered from the factory). State Farm will be picking the car up tomorrow, and I might hear something by Friday (at which point, I will be heading to Florida...). There is a chance that the car will be bought back, and parted out. If I had a garage, a Locost would be cool, but I would need a garage first. That would set me back way more than anything I am likely to see from the insurance.

Well shoot, if you want a grand for it, let me know. I'm somewhere near you if you were going to a Chesapeake meet.

Would I get the hardtop for that grand?

mistanfo
mistanfo Dork
3/24/10 8:57 p.m.

I consider the grand to be sunk cost, as I drove the car for a year or more. Foxtrapper, I would need to know by 9am, and the hard top has already found a home on my '97, which donated it's soft top to the '90. The car is in Silver Spring.

foxtrapper
foxtrapper SuperDork
3/25/10 1:59 p.m.

Well, I missed that dead line.

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