dj06482 wrote: Sometimes it's easier to settle for a damage amount that's just under the total amount. I had a friend who's E30 ix was totaled because he hit a deer, and he wishes he hadn't taken the full total money. The reconstructed title can be a pain (especially here in CT), as they do a full inspection of the car and will fail it for any leak.
This. I did that when my '67 Pontiac got hit. In DE it's a pain in the ass to get a salvage title. Plus, the car will forever have a black mark on its record if you ever try to sell it again (this is unlikely, of course, but it closes an option). Not only that, but no insurance company I know of will write you anything other than liability in a car with a salvage title.
