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Adrian_Thompson
Adrian_Thompson UltraDork
3/6/13 8:04 a.m.

Thanks guys, I'm talking to Allstate at 10:30 then I'll call HAggerty. All I want is full liability, but I don't really care about the car that much. One day it might be worth the challenge budget, but now yet!

bastomatic
bastomatic SuperDork
3/6/13 8:08 a.m.

In Michigan it doesn't matter what insurer you have, the state MCCA fee is $175 a year per vehicle. In that light, the $300 a year I quoted above for a $7000 value policy is pretty good.

J308
J308 Reader
3/6/13 8:13 a.m.
David S. Wallens wrote: The biggest things regarding classic car insurance: Usually if not always the car needs to be stored in a locked garage. Usually if not always the insured needs to have a "real" daily driver. This might help, too: http://classicmotorsports.net/articles/wreck-relief/

This, and in NC at least, you can get specialty car insurance. Locked garage, max mileage per year, set insured value, etc. Call around.

car39
car39 HalfDork
3/6/13 10:47 a.m.

I got a quote of $425 per year on my 90 Miata. When I bundled it with my homeowners, it became $135 per year. Yes, I am a lot older than 25 and have a clean record.

pilotbraden
pilotbraden SuperDork
3/6/13 1:13 p.m.

Call an independent agency. The best deal will be where your house and other cars are insured. I quoted a friend for a 2004 Explorer. The company that would quote it as a stand alone policy was about $1800 annually. A different company that only writes auto if you have a home owner or renters policy was $1100, including the renters policy for his apartment. I have seen many similar things since I got involved in this wretched businessl.

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