New car - dealer wants SSN?

Datsun1500 wrote:

Quasimo1 wrote: The dealership probably wants your SSN to provide proof of your identity. They should be willing / able to accept a copy of your driver license since you are paying with a check.

No, they want his SS# because it is required on the form they have to send in when paying with a bank check if over $10,000. If he pays with a personal check, then using his drivers license as proof of identity is fine. If he pays with anything other than a personal check AND it's over $10,000, his SS# is required by federal law.

I paid with a bank check when I bought my '01 Integra ( new... well after the 1970 passage of the law) there was no SSN requirement

Write them a personal check. I've done that on a couple of cars without any problem. I didn't even have to wait for the check to clear.

My dealer just makes a copy of my drivers license. Never asked for more ID. When I bought the 2011 Fiesta I paid the balance after trade in with a personal check. They have a way to verify it. The 2013, I put the check for the totaled 2011 in the bank and took the 0% financing.

was posting and got called away from the computer ...you made your post while I was away ... I came back and clicked on "add post" without checking to see if you had altered your original slap at us for taking info from our fellow GRM'ers ....... and my post about the Integra was that I'd paid with a BANK check

sorry 'bout that

In reply to Datsun1500:

You know, you're kinda a shiny happy person that seems to enjoy arguing on the internet.

moparman76_69 wrote: In reply to Datsun1500: You know, you're kinda a shiny happy person that seems to enjoy arguing on the internet.

Not arguing, just pointing out the truth which some people refuse to accept.

FYI: I have purchased 2 new vehicles on the last 3 years. First was with a bank check and I had to provide my SSN. Second was with a personal check and I was not asked for my SSN. Both were from the same salesman at the same dealership.

In reply to Hal:

I'm referencing this:

Datsun1500 wrote: IRS Link According to the IRS a bank check is considered cash, and it needs to be reported. You can see the above link, which is law, or heed the experts on here and tell the dealer to berkeley off. Your choice.

with bold for effect. That was his first post in this thread, and it didn't require that sort of attitude. It seems like many recent threads that have devolve to arguing have involved him, and that attitude seems to prevail.

Just sayin'

iceracer wrote: My dealer just makes a copy of my drivers license. Never asked for more ID. When I bought the 2011 Fiesta I paid the balance after trade in with a personal check. They have a way to verify it. The 2013, I put the check for the totaled 2011 in the bank and took the 0% financing.

the check was for $10195.70

bludroptop wrote: Apparently buying a car without dealer financing is a suspicious activity. Thank you US Patriot Act.

Actually, it's been that way since the big push against drug dealing in the '80s. Thank you, Ronnie Raygun.

The best part is, as a dealer, we are required to NOT tell you we're filling out a form 8300 until after we fill out and submit the form. Then we required to notify you that we did submit the form. Insert angry customer comment here.

Toyman01 wrote: Write them a personal check. I've done that on a couple of cars without any problem. I didn't even have to wait for the check to clear.

One of my friends did that. The dealer simply phoned the bank and verified funds.

It seems fairly silly to try to claim that a cashier's check is more suited to money laundering than a personal check, but...

Just ask the dealer if they'll take payment in bitcoins! :)