In reply to Steve_Jones :
Part of me getting out of severe depression was focusing on this house. I got it in 2019. I wouldn't be in it, or in it for far more than I could afford, because of the insane housing market, something far beyond my control.
But you aren't wrong, either. Like all things in life, self determination and reacting to outside forces.
As for 2023, I'm not planning on good or bad. I'll simply react to what's happening before me.