It's all wrapped up, but obviously fresh. Brand new subfloor is kinda in your face. If they ask, I think it's perfectly kosher to just say "I leveled the floor for hardwood" and leave it at that.
It's all wrapped up, but obviously fresh. Brand new subfloor is kinda in your face. If they ask, I think it's perfectly kosher to just say "I leveled the floor for hardwood" and leave it at that.
Wow, I don’t think we need to pull a permit for interior work unless we’re trying to convert to commercial property or subdivide the house into more than a single family unit.
Yea I'd halt work until you determine when the inspector is going to show up. Usually they don't show up at the beginning of the project. Usually.
More than likely they'll just want to see it framed, without drywall with the hot pipe clearances and won't check in until you're at that point.
z31maniac said:I'm very suspect about your agent's advice. Typically just having a fireplace is a noticeable increase in premiums because of the fire/smoke risk.
I'd grab a copy of your policy and read it front to back.
So, taking your advice, I called the 800 number for my insurance company. Just finished a 3-way call with a rep from the insurance company and an person from the PA underwriting department. It is confirmed. Nothing at all. They don't need to know anything. The big difference is sealed space vs unsealed space. I stressed "wood burning fireplace," and her only question was "does it have doors that seal?" I told her no. It has glass bifold doors with a 1/2" gap.
Double confirmation. I don't get it either. Doesn't make sense, but the underwriter mentioned something about how fireplaces rarely cause major house fires because most people don't use them. A wood stove is considered a heating appliance and it is inferred that it will get used 24/7 for four months in a row.
Curtis73 (Forum Supporter) said:z31maniac said:I'm very suspect about your agent's advice. Typically just having a fireplace is a noticeable increase in premiums because of the fire/smoke risk.
I'd grab a copy of your policy and read it front to back.So, taking your advice, I called the 800 number for my insurance company. Just finished a 3-way call with a rep from the insurance company and an person from the PA underwriting department. It is confirmed. Nothing at all. They don't need to know anything. The big difference is sealed space vs unsealed space. I stressed "wood burning fireplace," and her only question was "does it have doors that seal?" I told her no. It has glass bifold doors with a 1/2" gap.
Double confirmation. I don't get it either. Doesn't make sense, but the underwriter mentioned something about how fireplaces rarely cause major house fires because most people don't use them. A wood stove is considered a heating appliance and it is inferred that it will get used 24/7 for four months in a row.
Good deal! Glad you went ahead and confirmed.
In my limited experience it depends on the inspector.
When my ex- did the extensive remodel of her house, she pulled the permits for it. She's a licensed engineer in the state, so she stamped her own mechanical, plumbing and (my) electrical plans. The framing contractor pulled the permits for the structural.
That said, when the inspectors came to do their thing, they completely ignored all of the other stuff that she had done to the house without a permit: gas boiler replacement (which we later found out should have been pulled by the installer), the wood stove in her sunroom that was installed by her father and brother, nor the myriad of electrical code violations left by the previous owners in the basement.
So all of that stressing for nothing. They told me it would take 8 to 15 days. It took 22 hours. Thanks for the advice everyone.
In reply to Curtis73 (Forum Supporter) :
Fireplaces require a permit in most municipalities and ya better tell your insurance company too but be prepared for a significant increase in premiums.
Then if you DIY it about 6-8 months down the road you home owners insurance will be cancelled . ( no not everyone but some insurance companies really have issues.)
On the other hand if you install it yourself without a permit or notifying your insurance company I wish you very good luck if you ever have a fire. While I'm only exaggerating a little bit if a forest fire burns through the neighborhood and you have an unregistered and uninsured fire place. Be prepared for a legal battle.
1988RedT2 said:So the guy that signed the permit was a palooka?
Yes. Mike. His email address is mpoluka. Sounds like the little orange people in Willy Wonka.
frenchyd said:In reply to Curtis73 (Forum Supporter) :
Fireplaces require a permit in most municipalities and ya better tell your insurance company too but be prepared for a significant increase in premiums.
Then if you DIY it about 6-8 months down the road you home owners insurance will be cancelled . ( no not everyone but some insurance companies really have issues.)
On the other hand if you install it yourself without a permit or notifying your insurance company I wish you very good luck if you ever have a fire. While I'm only exaggerating a little bit if a forest fire burns through the neighborhood and you have an unregistered and uninsured fire place. Be prepared for a legal battle.
Read back through... that hurdle has already been tackled.
Ian F (Forum Supporter) said:In my limited experience it depends on the inspector.
When my ex- did the extensive remodel of her house, she pulled the permits for it. She's a licensed engineer in the state, so she stamped her own mechanical, plumbing and (my) electrical plans. The framing contractor pulled the permits for the structural.
That said, when the inspectors came to do their thing, they completely ignored all of the other stuff that she had done to the house without a permit: gas boiler replacement (which we later found out should have been pulled by the installer), the wood stove in her sunroom that was installed by her father and brother, nor the myriad of electrical code violations left by the previous owners in the basement.
I sketched an outline of the house on a yellow legal tablet and they stamped it as my building permit inside 10 minutes. My prior building experiance was building a grandfather clock.
This was a city known for tough building permits requiring months and months sometimes years of debate with the city council.
Mine was over size, too much hardcover, too close to the lot line, And no house had ever before or since built that way. No engineer drawings, no architect, nothing. 10 minutes from start to finish.
AngryCorvair (Forum Supporter) said:Legit!
Well... legal. We'll wait for the finished product to see if it's legit
AngryCorvair (Forum Supporter) said:NOT A TA said:Curtis73 (Forum Supporter) said:However, she may be right. I currently attend St. Mattress every Sunday morning.
It never entered your mind that perhaps her inviting you to her church was a stepping stone to joining you at your church?
silly question, Mr. TA. Brown Chicken Brown Cow is Curtis' theme song.
I think if that particular neighbor started attending my St Mattress, I'd move.
frenchyd said:Ian F (Forum Supporter) said:In my limited experience it depends on the inspector.
When my ex- did the extensive remodel of her house, she pulled the permits for it. She's a licensed engineer in the state, so she stamped her own mechanical, plumbing and (my) electrical plans. The framing contractor pulled the permits for the structural.
That said, when the inspectors came to do their thing, they completely ignored all of the other stuff that she had done to the house without a permit: gas boiler replacement (which we later found out should have been pulled by the installer), the wood stove in her sunroom that was installed by her father and brother, nor the myriad of electrical code violations left by the previous owners in the basement.
I sketched an outline of the house on a yellow legal tablet and they stamped it as my building permit inside 10 minutes. My prior building experiance was building a grandfather clock.
This was a city known for tough building permits requiring months and months sometimes years of debate with the city council.
Mine was over size, too much hardcover, too close to the lot line, And no house had ever before or since built that way. No engineer drawings, no architect, nothing. 10 minutes from start to finish.
When the guy called me today, he did seem to be impressed with my proposal. I think the CAD rendering might have been over the top
Curtis73 (Forum Supporter) said:So all of that stressing for nothing. They told me it would take 8 to 15 days. It took 22 hours. Thanks for the advice everyone.
Do you seriously live on Berkley St and your inspector is named Poluka? Lol.
In reply to RevRico :
Got a plumbing permit for our other house and left it taped to the window for 3 years. Inspector didn't even return my call when i requested inspection to close up the walls so i just did it.
NOT A TA said:Curtis73 (Forum Supporter) said:RevRico said:Yea, you applied, now you gotta wait and jump through all their hoops.
Keep the permit they give you though. Laminate it, and hang it up anytime you do other work if your worried about it.
General rule, if it can't be seen from the street, you don't need one.unless your neighbors are shiny happy people
Fortunately my immediate neighbors on all four sides rock. We all picnic together on holidays and they're great people. I don't really know much about the people down the street except that one keeps bugging me to go to her church because I evidently need a better Jesus than my church can offer.
However, she may be right. I currently attend St. Mattress every Sunday morning.
It never entered your mind that perhaps her inviting you to her church was a stepping stone to joining you at your church?
If your house ever has a fire and an insurance claim gets filed you'll be glad you got a permit & followed building codes.
<insert joke about fire places, church, hell having fires... I'm tired, back to ITIL training videos now>
I walked in to the office and walked out with a permit. Teardown work starts today (supposedly) so we'll see how it goes.
congrats on the first step, good luck with the next steps
In reply to Curtis73 (Forum Supporter) :
In the short run you may have a little inconvenience. In the long run you may be saving your self a whole lot of grief.
11GTCS said:Curtis73 (Forum Supporter) said:So all of that stressing for nothing. They told me it would take 8 to 15 days. It took 22 hours. Thanks for the advice everyone.
Do you seriously live on Berkley St and your inspector is named Poluka? Lol.
Yes and yes.
Why do you think I bought this house? It wasn't for the Termite damage. The joys of living on F*** street are pretty awesome.
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