Event Insurance

New Member here. I run with a club out of central wisconsin. Up until last year we've run an HPDE at this location:

We basically run an outside course on that track.

Then all of a sudden the insurance wouldn't allow us to run HPDE only an autox. I'm trying to work with them now to determine what their exact requirements are for us to get insured but they have been somewhat unresponsive. I was wondering if some of you could chime in on some other insurance companys to use, if any, that are out there to insure automotive events.

I thought this would be a good space to look for some alternatives . And Thanks in advance..

I'd get in touch with the folks at Blackhawk Farms and ask what they use.

mtn wrote: I'd get in touch with the folks at Blackhawk Farms and ask what they use.

Well this actually wound up working out they gave me a few companies to try. It's amazing to me how motorsports insurance companies don't actually want to insure motorsports events but we got it to work with one company and once again have HPDE events.

We use these guys to insure all our events, including AutoX and Hillclimbs. I believe we used them when we ran Mt Washington in 2011 too, so they're used to big speed.

http://www.kandkinsurance.com/Pages/Home.aspx

My dad was in the racetrack insurance business when I was a kid. He represented Land Speed Insurors. Unfortunately they are not in business now. His main competitor was K & K Insurance, they are still involved with racing. This is their website: http://www.kandkinsurance.com/Pages/Home.aspx

Good luck.

That's who refuses to do it. So that's why i had to go another route.

K&K is basically the only insurer, I believe. All the other companies simply get you a K&K policy with an added fee. I've found them to be pretty responsive, I've had coverage with K&K for something like 8 years now.

Thats the problem we had last year. All of the companies we tried ultimately went a round about way to k and k. The company i found this year did not do that and they hold the policy.

Just call it a high speed auto cross.

Our insurance company balked at that idea at first but hen e told them it as at a race track with spectators behind a fence , they OKed it. They have been insuring our ice races for years. Sorry, I'm not sure of the company name.

You can insure as an autox if you don't have passing and a max speed of 70 mph IIRC. That's actually how we do our events - the cars are run at 15 second intervals in matched groups, so it really is an autox on a fixed course. K&K knows every permanent installation in the country, so this might not work if you're running at Laguna Seca, for example.

I'd call K&K directly and discuss with them. They're the ones who have an unknown objection, they're the only ones who can explain what it is.

What is the site originally? We were trying to use a cart track for an autox type event, and the guy fell through blaming it on his insurance no longer allowing him to run cars and bikes on the cart track.

That was our problem it's a cart track k and k won't insure HPDE events at a kart track for whatever reason, even though they had for 5+ years before that. They will however insure our auto-x events there.

It is a 70 MPH cap for an autox.

We now have HPDE insurance and can run the events no problem. The one thing I changed when was stating that we will no longer allow specators around the track.

K&K hasn't squawked about us using a kart track for autox, but we've never tried an HDPE. It would have to be one big kart track for that to be an option!

Bump

Since you guys have experience with K&K, my SCCA region is having some internal arguments about passengers in autox cars at events. Someone brought up that they don't know if insurance covers a driver riding with another driver, non-drivers have never been allowed to ride. In every other region I've been to and up until this year this hasn't been an issue.

In reply to Copper280z:

PM me with your region and site. I know a guy at the National office.