Datsun240ZGuy
Datsun240ZGuy MegaDork
4/21/25 5:10 p.m.

There's probably a sponsor on this forum but me being a knucklehead I'm not sure which way to go. 

Car insurance for my 1972 Datsun 240Z? 

Dusterbd13
Dusterbd13 MegaDork
4/21/25 5:22 p.m.

Grundy for me. Been super happy. 

Jehannum
Jehannum Reader
4/21/25 6:12 p.m.

Got both of my Zs ('71 and '92) on Grundy.  They've handled a claim for me without issue or complaint.

jimbob_racing
jimbob_racing SuperDork
4/21/25 6:26 p.m.

I just put my 280z on a Hagerty policy. Very happy with them.

Rodan
Rodan UberDork
4/21/25 7:32 p.m.

I have 3 cars on agreed value policies with Grundy.  Happy so far, but no claims...

ggarrard
ggarrard GRM+ Memberand HalfDork
4/21/25 8:03 p.m.

Both my 280z and zxt are with Hagerty.  No claims or complaints here...

Gordon 

low_n_slow
low_n_slow GRM+ Memberand Reader
4/21/25 11:19 p.m.

Had Hagerty for years. Switched to Grundy and saved a bundle. 

David S. Wallens
David S. Wallens Editorial Director
4/22/25 9:07 a.m.

Several options out there and my advice: Call/contact them for rates. I have heard that one carrier’s rules and rates can vary by state. 

Tony Sestito
Tony Sestito UltimaDork
4/22/25 9:17 a.m.

Looked at both Grundy and Hagerty last year for my old jalopies. I ended up with Hagerty because I could actually drive them with way less restrictions and the coverage worked out better for me. Been happy so far, but YMMV, of course. 

codrus (Forum Supporter)
codrus (Forum Supporter) GRM+ Memberand UltimaDork
4/22/25 11:25 a.m.

Some of the big insurance companies also offer classic car policies -- State Farm covers my RX-7 with an agreed-value policy through a partnership with Hagerty.

 

Jay_W
Jay_W SuperDork
4/22/25 11:51 a.m.

Are the miles-driven limits with either Grundy or Hagerty these days? I have my car on a declared-value policy with progressive because when I shopped that issue around, both of those outfits miles/year restrictions were too, um, restrictive.

Rodan
Rodan UberDork
4/22/25 1:05 p.m.

I don't have a mileage limit with Grundy.  Their stipulation is basically "not your daily driver".  

preach
preach GRM+ Memberand UberDork
4/22/25 4:15 p.m.

Our '68 Ghia is on Hagarty, our '71 Opel is on Progressive with a stated value, I know the Cayman is on Progressive but I can't remember if I put it on a stated value due to modifications.

ddavidv
ddavidv UltimaDork
4/23/25 7:15 a.m.

Another thread where I get to slam Snake Farm for refusing to insure my 93 Lightning for what it's worth (agreed value) because "it has too many miles on it".  $5500 is all they will insure it for. You can't buy a rotted out parts truck for that today.

Steve_Jones
Steve_Jones UberDork
4/23/25 7:27 a.m.
Rodan said:

I don't have a mileage limit with Grundy.  Their stipulation is basically "not your daily driver".  

Same with Hagerty. I've had many cars insured with them, including a Z car currently. I had a claim with them 15 or so years ago, was quick and easy. 

SKJSS (formerly Klayfish)
SKJSS (formerly Klayfish) UltimaDork
4/23/25 8:06 a.m.
preach said:

Our '68 Ghia is on Hagarty, our '71 Opel is on Progressive with a stated value, I know the Cayman is on Progressive but I can't remember if I put it on a stated value due to modifications.

You want agreed value, not stated.

porschenut
porschenut Dork
4/23/25 8:14 a.m.

I went with American Collectors, premium was lower than Hagerty and Grundy.  Stated value, all the typical coverage requirements.  

preach
preach GRM+ Memberand UberDork
4/23/25 4:25 p.m.

In reply to SKJSS (formerly Klayfish) :

I probably misspoke.

spitfirebill
spitfirebill MegaDork
4/24/25 8:37 a.m.
Dusterbd13 said:

Grundy for me. Been super happy. 

That is who I will check out for my cars once I get them done and in locked storage.  They had 3 levels of usage at one time. Hopefully they still do.  

crankwalk (Forum Supporter)
crankwalk (Forum Supporter) GRM+ Memberand UltraDork
4/24/25 1:47 p.m.

Hagarty for my 240 and all my old cars. For vintage stuff, I wouldn't even mess with anything but specialty insurance like Grundy or Hagarty. 

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