Keith Tanner said:
One thing to note is that a typical way to confirm ownership of a bank account by PayPal (and others) is to make a small deposit. The owner of the account reports the value of the deposit and ownership is verified. So this 11 cent business is legit sometimes.
Did you really need to point that out? Now we can look forward to 6 paragraphs of how you're talking about deposits and he clearly said it was a withdrawal . He is well aware of how PayPal works, and wants to know why you doubt his wife (the leading expert in the field). As a matter of fact, PayPal is doing it wrong, what they really should be doing is (something completely random) because every one knows some frogs are poisonous.
Spesking of frogs....
In reply to Steve_Jones :
You forgot the fact that Paypal does it that way because Jaguar V12s made the most net hp on the planet.
Got ripped once for about 3 iphones worth of money (Im sorry, I dont remember amount, maybe 2400ish?)
They said that first there was a small purchase of a buck or so, then the big hit.
They called me and asked if I had spent XXXX in Little Rock the night before (at ten pm..., and this was at 9am in central NC) at a Verizon store. I said I was using a 5 year old cell phone and we needed to rectify this. The bank was great in helping me get my money back etc
Wells Fargo. 
I'll never recover from my experience with them.
In reply to Floating Doc (Forum Supporter) :
I'm trying to come up with something a bank could do that I would never recover from. I can't think of anything. Even if they could steal every dime I have deposited, I would be able to recover.
In reply to frenchyd :
That's pretty crazy. Pays to check your statement I guess.
Streetwiseguy said:
Credit card companies are often really smart about that sort of stuff. They can also miss the bleedin' obvious. A friend drove his motorhome from Saskatoon to Phoenix, buying gas all the way. He then bought gas in the Arizona area for four months, and then, heading back north, his card was shut down somewhere around Denver because of odd behavior...
That happened to me on a cross country trip. Apparently it is suspicious behavior for someone to buy food/fuel every 250 miles along a major artery, starting from their home city 
Was 250mi from my destination when I got a two hour cooldown while they reactivated my card.
Capital One will decline suspicious purchases before they even ring up, then text you to verify that it was you. You text back "yes" or "no". Text "yes" and your card is reactivated and you can try again.
Pete. (l33t FS) said:
Streetwiseguy said:
Credit card companies are often really smart about that sort of stuff. They can also miss the bleedin' obvious. A friend drove his motorhome from Saskatoon to Phoenix, buying gas all the way. He then bought gas in the Arizona area for four months, and then, heading back north, his card was shut down somewhere around Denver because of odd behavior...
That happened to me on a cross country trip. Apparently it is suspicious behavior for someone to buy food/fuel every 250 miles along a major artery, starting from their home city Was 250mi from my destination when I got a two hour cooldown while they reactivated my card.
Capital One will decline suspicious purchases before they even ring up, then text you to verify that it was you. You text back "yes" or "no". Text "yes" and your card is reactivated and you can try again.
I contact my card companies and give them a travel notice with the states I will be in. That solves that issue.
In reply to Toyman01 + Sized and :
That can bite in the ass, though. Last month, I went to Michigan for a two-day rallycross. On the way home, stopped for fuel at a Speedway and the card reader at the pump didn't work. Went across the street to the 20c/more gas station that didn't have a half hour long line inside to pay.
Monday, I got a text from Capital One that someone tried to buy $220 worth of stuff from Moosejaw, somewhere in Michigan, was this me? Nope.
The fun was my replacement card got lost in the mail or got borrowed out of the mailbox or something. After waiting a week past the date they said I should get it, I called and started the new card process again. They cancelled the replacement card and FedEx overnighted my second new card.
i use Tracfone for my cell service, and they ALWAYS overnighted SIM cards or whatever. Not sure why a credit card company doesn't.
In reply to Pete. (l33t FS) :
It could. I tend to track my expenditures pretty closely when on the road so I would probably catch it pretty quickly.
I also don't use my debit card when traveling. Everything goes on a credit card. That protects my bank account.
In reply to Toyman01 + Sized and :
Me too, which is why they got the credit card, not the bank card.
I have my credit card set up to e-mail me with every transaction, and my bank card texts me my balance every morning. Have had a few "oh crap" moments that turned out to be my landlord not getting around to depositing my rent check until late in the month.
